That’s easy - because all we do is retirement planning. Our process, training, software and knowledge are all designed for one purpose; to help our clients make the most of their retirement. 

You should consider working with us if you want to:

• Turn your savings & investments into a tax-efficient stream of income.
• Keep your taxes as low as possible during retirement.
• Build an investment portfolio for your retired years, focusing on preserving what you've built and seeking modest growth.
• Enjoy retirement and partner with a team that can do much of the heavy lifting for you.
• Have a financial professional to help you if things take an unexpected turn.

We invite you to review our Case Studies, read our Blog, or review our Services for more information.

You should only hire a financial advisor if their fee is outweighed by the value they provide.

This means:

The time you save + tax savings + improved outcomes needs to be greater than the fee paid.

We charge a flat fee for retirement planning, which depends on the complexity of your plan and the hours required to complete it.

For investment management, we charge an asset-based fee based on the amount we manage for you.

We offer discounts on our planning fee if we manage assets over $1M, and we eliminate planning fees entirely for assets over $2M.

Our free retirement assessment enables us to create a specific proposal for you, quantify the benefits you will receive, and summarize our fees so you can make an informed decision about hiring us.

We understand that it's hard to tell financial advisors apart. We all promise excellent service and use words like “diversification”, “holistic” and “comprehensive."

There are three key points that define us:

• We don’t dabble in retirement planning, it's all we do. Unlike some advisors that do a little bit of everything, retirement planning is our sole focus. Just as you wouldn't rely upon your general practitioner for heart surgery, we don't believe you should trust your retirement to a generalist.
• We build a team around our clients. Our clients benefit from the collective expertise of our entire team, rather than just one advisor. This team-based approach allows you to leverage the diverse experience, training, and specialized knowledge of all our team members, ensuring you receive the best possible advice and support. You will also have access to our extended network of partners, such as CPAs, Aging Life Care Managers, attorneys, and insurance agents.
• We keep our client-to-advisor ratio low to ensure we can truly get to know you and your needs. By keeping each advisor to a limited number of households, we can provide highly personalized service and build the relationships we value with our clients.

Want to see first hand how we are different? Click here to schedule your free retirement assessment.

Absolutely! We have clients around the US.

We hold regular meetings with our clients that live remotely via Zoom video conferencing. Our planning is cloud based and secure, so you can communicate with us and access your financial plan & investment accounts in a secure and convenient way.

The time required to complete your financial plan can vary since we need your information and input. Typically, your initial plan is completed within 45-60 days.

During the planning process, we will likely suggest several improvements. We’ll collaborate with you over the following months to implement the recommendations you agree with.

If you need assistance from professionals like CPAs or attorneys, we will connect you with our strategic partners during the implementation of your financial plan.

A frequent complaint we hear from clients is that their previous advisor seldom communicated with them. 

To demonstrate our commitment to personalized service, we use an annual Service Calendar. This allows us to regularly check in with you and ensure that no aspect of your ongoing planning is overlooked.

We understand that communication is even more critical during market disruptions, so we increase our contact with you during these periods.