For many Americans, social security benefits are crucial for a comfortable retirement.  Yet, many have little understanding of how the program works or how to get the maximum benefit for their family.  In recent months there have been major changes to the social security program.  We will review these changes and explain who can still take advantage of these claiming strategies before they disappear.  Now more than ever, it is vital to know how to determine the best age to begin benefits, strategies to maximize benefits, and how to coordinate social security benefits with other sources of retirement income.